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Koons Kia of Woodbridge Finance Center

When it comes to buying or leasing a new or used vehicle, finding the vehicle you'd like to drive home is only half the journey. The other half is finding a finance option that suits your unique needs! Fear not, the Koons Kia of Woodbridge finance team is ready to work with Woodbridge area drivers to find an auto loan, leasing deal, or finance package! From our team of finance professionals to our array of digital retailing tools, drivers can look forward to a distinctly modern finance experience at Koons Kia of Woodbridge!

Financing Made Easy

Our digital retailing tools provide drivers with a host of ways to expedite the finance process! Drivers can utilize our handy Estimate Monthly Payments tool to get an idea of your monthly payments. Another online finance tool available to Alexandria drivers is the Value Your Trade tool. Drivers interested in trading in a vehicle can utilize our Value Your Trade tool to get a vehicle trade-in estimate! For drivers looking to start the loan approval process can get a jump on the process by filling out an online finance application! We're all about convenience, here at Koons Kia of Woodbridge! If our digital retailing tools aren't ideal, drivers can always contact our finance team to speak with an in-house finance expert! Our team of professionals is ready to work with drivers from Alexandria to Manassas (and beyond!).

Buying Vs Leasing

Trying to decide between leasing and buying? Manassas drivers disinterested in completely owning a vehicle may want to opt for leasing. Leasing provides drivers with a 2-6-year lease that sees drivers making monthly payments on the selected vehicle for the length of the leasing contract. Once the lease ends, drivers return the vehicle to our dealership. Buying is tailored to Fredericksburg drivers that enjoy stability/ When buying a vehicle, drivers can look forward to owning the vehicle, with only having to worry about making loan payments.

Quick Links

No-Hassle Trade Evaluation
Our trade-in experts at Koons Kia will give you the most market reflective vehicle pricing for your used car, truck, van, or SUV.

Buy vs Lease
Buying a car is easy, how you pay for it is a little more involved. If you're looking for information on what works better for you click here.




Quick Links to help with your financing questions:

You've got questions we've got answers.
A quick payment and interest calculator.
  The FTC has some info for you on vehicle financing.
 

Auto Finance Vocabulary

Buying a vehicle is an easy process. Like any industry, however, the financing world has its share of odd and sometimes difficult to understand language. Here's a short list of the most common terms used during the finance process:


> APR:
The Annual Percentage Rate


> Assignment:
A transfer of a loan from one lender to another


> Base Price:
The costs of a car with standard equip incentives & freight


> Certificate of Title
:
A Legal document issued by a state at the time of sale.

> Co-signer:

A person who takes on a loan if the orig. borrower stops pay


> Default:
Failure to meet the terms of the loan

> Interest:
A percentage charge for a loan

> MSRP:
Manufacturers Suggested Retail Price


> Refinance:
When one loan is used to pay off another

> Term:
The length of the loan, 24, 48, 60... months


> Underwriting:
Verifying the data used to obtain a loan
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