Kia Lease & Finance Center - serving Woodbridge & Alexandria

We're here to help you buy your new vehicle!

Take Advantage of the Benefits of Financing with Kia Motors Finance

At Koons Kia of Woodbridge, our team is proud to provide Alexandria, Fredericksburg, Manassas and Chantilly area drivers with a robust selection of new and used Kia models. And, while our team certainly enjoys helping our customers to find a model that perfectly satisfies their daily driving needs, what we truly enjoying is helping them to secure an affordable auto loan. Our team understands how stressful it can be to lease or finance a car. That's why we encourage our customers to take advantage of what our financing team has to offer.

When you visit the Finance Center at Koons Kia of Woodbridge, you'll be met by a team of number crunching pro's that know the ins and outs of successfully financing or leasing a car. To begin, our finance team will walk you through the differences between financing and leasing your car. From explaining mileage limits to helping you secure a low monthly payment, our finance team is here to serve. Of course, our team members are also more than happy to help you take advantage of any available rebates and incentives so that you can get the most bang for your buck when shopping for a car with us.

If you would like to learn more about financing or leasing a new Kia, we invite you to visit the Koons Kia of Woodbridge team in Woodbridge, VA to meet with a member of either our sales or finance team. Both our sales and finance teams would be happy to meet with our Alexandria, Manassas, and Fredericksburg.

No-Hassle Trade Evaluation
Our trade-in experts at Koons Kia will give you the most market reflective vehicle pricing for your used car, truck, van, or SUV.

Buy vs Lease
Buying a car is easy, how you pay for it is a little more involved. If you're looking for information on what works better for you click here.

Quick Links to help with your financing questions:

You've got questions we've got answers.
A quick payment and interest calculator.
  The FTC has some info for you on vehicle financing.

Auto Finance Vocabulary

Buying a vehicle is an easy process. Like any industry, however, the financing world has its share of odd and sometimes difficult to understand language. Here's a short list of the most common terms used during the finance process:

> APR:
The Annual Percentage Rate

> Assignment:
A transfer of a loan from one lender to another

> Base Price:
The costs of a car with standard equip incentives & freight

> Certificate of Title
A Legal document issued by a state at the time of sale.

> Co-signer:

A person who takes on a loan if the orig. borrower stops pay

> Default:
Failure to meet the terms of the loan

> Interest:
A percentage charge for a loan

Manufacturers Suggested Retail Price

> Refinance:
When one loan is used to pay off another

> Term:
The length of the loan, 24, 48, 60... months

> Underwriting:
Verifying the data used to obtain a loan
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